Today's Financing A Business Tip:

Underwriters & Processors At SBA Lenders Are Very Important In The Financing Process

Underwriters & processors are two of the most important functions in getting a SBA financed deal done quickly and professionally. Most buyers go to any lender with SBA financing and the salespeople offer "the moon". However it is the people behind the "velvet curtain" that do the work to get the deal done or not. Most buyers, business brokers, and small business owners don't realize how different most lenders are in their underwriting and processing departments. Some lenders I won't utilize as a consultant because their "back-rooms" are slow and unprofessional. Because of our loan volume BizBuyFinancing gets the best teams at all lenders.

Today's Pre-Qualified Listings For Buyers Financing A Business Purchase:

1. Stockton, San Joaquin County, California based gas station with real estate for sale. Priced right to sell. Great deal for the right buyer. Located on a real busy street in stockton, this beacon gas station has no franchise fees. The gas purchase agreement however, is good for another 5 years. This station has the only mechanic shop within 6.5 miles radius. This presents an oipportunity for an experienced mechanic or some with shop management experience. Deal structure: Price: $1,290,000, Adjusted Net: call. For details go to: http://www.bizben.com/listings/88264.php

2. Southern Mississippi based grocery store with real estate for sale. This business is located on approximately 1 acre, that includes a 7,500 sq. ft. building housing a meat and produce market; and a 60 seat casual dining restaurant. Property could add gas pumps. Additional 500 sq. ft. building included in sale generates at $400 a month rental income as a barber shop. Sale price includes the real estate valued at $575k. Deal structure: Price: $875,000, Adjusted Net: $100,000. For details go to: http://www.usabizmart.com/businesses/112350.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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Today's SBA Loan Process Tip:

Relying on Selling Brokers Or Agents For Financing Can Sink A Deal

When buying a business some buyers mistakenly rely on the broker or agent who is selling the business to procure SBA small business loan financing for them to buy the business. Most business buyers don't realize that most business brokers and agents rely on one possible two lenders for financing no matter what their terms and conditions are! Remember the first priority of most brokers and agents is to sell their clients business - financing comes second (along with your needs for adequate business purchase financing).

Today's Featured Pre-Qualified Small Businesses For Sale Ready For SBA Loan Process:

1. Monmouth County, New Jersey based pizza restaurant for sale - 2000 Sq Ft. seats 66, mall parking, $210,000 in equipment. 2000 Sq Ft. seats 66, mall parking, $210,000 in equipment. 8 years lease + 5 years option sales restaurant 50% pizza 50% - also does delivering. Deal structure: Price: $745,000, Adjusted Net: $350,000. For details go to: http://www.usabizmart.com/businesses/112332.php

2. Long Beach, Los Angeles County, California based industrial supply company with real estate for sale. For sale is a business that has been the main industrial supplier in the most industrial area of long beach for over 60 years. Some of the long term customers are local municipalities and area refineries. This is a heavily stocked business which maximizes its potential. Inventory is not computerized which is an opportunity for a buyer to streamline the inventory flow and increase profitability. The owner is retiring and available to work with buyer for an extended period of time if needed. The owner is offering a very reasonable lease or the real estate may be purchased for its appraised value. Deal structure: Price: $499k + inventory, Adjusted Net: $200,000. For details go to: http://www.bizben.com/listings/91260.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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Coming in a few weeks: The Midwest Business Brokers and Intermediaries (MBBI) Annual Conference

Thursday and Friday, January 25-26, 2007 in Des Plaines, Illinois

Thursday, January 27, 2006
IBBA Course 345 - Tax Boot Camp for the M&A Professional
IBBA Course 390 - M&A Closing Techniques (all courses run from 8:30 to 5:00)
Deal Mart
Dinner with keynote speaker, Adlai E. Stevenson III, speaking on "China and East Asia; Bridging Cultures".

Friday, January 26, 2007

DEVELOPING YOUR M&A PRACTICE - Sessions on all facets of M&A focused on ideas and processes you can use to attract buyers, sellers, staff, referral sources and to build your reputation as a deal maker. The program will run from 8:15 am to 3:30 pm, followed by a cocktail reception.

Go to http://www.mbbi.org/meetings.asp to register or for more information.

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Today's Loan To Buy A Business Tip:

Business Purchase Loan Financing - 32 Different Financing Factors Are Evaluated

32 different factors are evaluated before a loan to buy a business is approved.  Factors are looked at about evenly between the buyer and seller information to determine if business financing will be feasible or not.  All lenders evaluate these factors differently for all types of businesses being considered.

Today's Opportunities Pre-Qualified For A Loan To Buy A Business:

1. Ocean County, New Jersey based pizza restaurant opportunity for sale - 2,800 sq ft. Seats 100, mall parking, $200,000 in equipment. 7 years lease + 5 years option sales 77% restaurant -23% pizza - also does delivery. Deal structure: Price: $425,000, Adjusted Net: $150,000. for details go to: http://www.usabizmart.com/businesses/112338.php

2. Dublin, Alameda County, California based gas station listing for sale - Long term established stations gas gallons 350k/month @ .19 cents margin propane 6,300/month @ 50% margin mart 65k/month @ 39% plus other income. Deal structure: Price: call, Adjusted Net: $440,000. For details go to: http://www.bizben.com/listings/91183.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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