1. Our Commitment to Privacy. This notice describes our Privacy Policy. Our privacy policy is designed to advise you about how we collect, use, and protect the personal information you provide. By visiting this site (the "Site"), you are accepting the practices described in this Privacy Policy.

2. What Information is Collected.

(a) Information You Provide to Us: We collect any information you enter on our site, or that you give us in any other way. You can choose not to provide Private Information, but this may prevent you from receiving a TOTAL Pre-Qualification for financing or other information to assist you with your financing needs.

(b) Automatic Information: When you visit a website, you disclose certain information, such as your Internet Protocol (IP) address and the time of your visit (the "Automatic Information"). This site, like many other sites, records this basic information about visits to our site.

(c) "Cookies": Cookies are pieces of information that are transferred to your computer from a web server. Most browsers are set up to accept cookies, but you can change your settings to have your browser notify you when you receive a new cookie or to refuse to accept cookies.

3. How and When the Information is Used. The Automatic Information we collect is used for administering our business activities, and to allow you to save information about your visit to our Site. Our Site uses cookies solely to allow you to save information about your visit to our Site. We use Private Information solely to facilitate our business relationship with individuals who submit information to receive financing.

4. Who Has Access to the Information. Information about our users is important to us. We will not disclose any individually identifiable information to any third party without first receiving that user's permission, unless it is to secure financing for that user or we are required to disclose the information pursuant to court order or subpoena.

6. Methods We Use to Protect Your Information. We use security software to protect the confidentiality of your personal information. In addition, our business practices are reviewed periodically for compliance with policies and procedures governing the security and confidentiality of our information. Our business practices limit employee access to confidential information, and limit the use and disclosure of such information to authorized persons.

7. Release of Liability for Hacking or Accidental Disclosure of Your Personal Information. You acknowledge that software glitches, the activities of hackers, and other events may result in the disclosure of your personal information without Business For Sale Financing consent. You release Business For Sale Financing (and our officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disclosures. If you are a California resident, you waive California Civil Code §1542, which says:

A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.

8. Children. This website does not provide services or sell products to children under the age of 18.

9. Consent. By using our website, you consent to the collection and use of your personal information as described in this Privacy Policy.

10. Changes to Privacy Policy. If our Privacy Policy or procedures change, we will immediately post those changes to our website. Any such changes will be effective immediately upon being posted, unless otherwise stated in the change.

11. Effective Date. This Privacy Policy is effective as of February 12, 1995.