SBA Loan Help Tip: Keep A Good Attitude And Be Confident

Todays SBA Loan Help Tip: Keep A Good Attitude And Be Confident - It might seem funny to discuss attiude and confidence but when you borrow money you are putting yourself on the line. Often the first loan is the most difficult to get. Once pay it back, you have proven yourself. Remember that lenders are risk adverse. They are taking a risk on your small business loan. They aren't so much worried about getting a high return like investors, but they want to avoid defaults. Show them every reason to believe you have the capability to repay the loan. Not just on paper but instill confidence that you can and will repay the loan.

Todays Listings Pre-Qualified For Business Loan:

1. Reno, Washoe County, Nevada based landscape contractor business for sale - This business is one of the best design/build landscape construction businesses in the area. Built from the ground up over the past few years, it has an excellent reputation for providing innovative designs, excellent quality plant products and other services like paving, water features and efficient irrigation systems. Truly unique to this business is the full-time horticulturalist employee.

The business is located in a 1,500 sq. ft. modern office building on a 1.25 acre lot. Sample landscape designs are available for potential clients to see. The business has excellent cash flow, a well established client base, stable and experienced staff and a great position in the local market.

The owners will consider some financing and/or the sale of the property to a qualified buyer. Deal Structure: Price: $1,500,000, Adjusted Net: $459,593. For details go to:  http://www.usabizmart.com/businesses/122059.php

2. Southern California based perfume and cosmetics boutique for sale - Don’t Miss This Rare Opportunity To Own This Premier, European Styled And Richly Displayed, Perfume And Cosmetics Boutique. Acclaimed By Perfume 2000 Magazine, As "A True Parfumerie, The Most Elegantly Designed And Beautifully Planned Perfume And Cosmetic Specialty Store Seen In The United States; Even For European Standards." And As Aptly Put By Its Very Owner, This One-Of-A-Kind Business Opportunity Possesses A Dynamic Blend Of "Location, Product, Employees, And Customer Service" That Equate To A Proven Formula For Success And Longevity. Products And Services Provided Include Over 500 Fragrances For Men And Women. Exclusive And Sought After Skincare, Cosmetic, And Hair Care Products Are Also Available For Men And Women. In Addition To Product Lines, An Assortment Of Skincare Services Are Offered Including Facials, Waxing, Micro-Dermabrasion, And Peels To List A Few. Its Client Base Is Distributed Evenly Between Local Residents, So. California Residents And International Consumers.

Marketing
It Is Believed That No Single Source Of Marketing Accounts For A Majority Of Business Thus A Multifaceted Approach To Marketing Is Undertaken. In This Vein, A Variety Of Marketing Tools And Resources Are Employed. Internet, Print Media, Telephone, Print Publications, And Image Ads Comprise The Comprehensive Market Strategy Currently In Place. The Existing Market Share Is Broad Extending To Local, National And International Markets.

Strengths & Opportunities
Unparalleled Product Selection & Unique Services; Impeccable Reputation; Sought After Customer Service; Well-Established Market Presence; Minimal Competition; Internet Market Share; Turnkey Operation; Organized Business Structure; Location; Broad Product Distribution; Year-Round Sales Cycle; Consistent Financial Base

Hours & Staffing
Open 7 Days A Week, 9am To 6pm Mondays Through Saturdays And 11am To 5pm On Sundays. Open Select Holidays. Due To The Storefront Nature Of The Business, A New Owner Could Easily Expand Hours Of Operation And Capture A Portion Of The Evening Market.

Area, Facilities & Equipment
In Addition To The Main Floorshow/Sales Area, The Facilities Offers A Fully Equipped Office With (2) Work Stations, (1) Bathroom, Kitchen/Storage Area, (2) Fully Equipped Esthetician Rooms And (1) Shower Located In Esthetician Room. The Entire Facility Has An Assortment Of Display Tables, Shelving, Partitions, Kitchen Utilities (E.G. Refrigerator, Microwave, Etc.), Cabinets, Product, Cosmetic Stations, And So On.

Company History
Originally Established In The Netherlands (1972) And Founded By The Seller, The Company Was Relocated To America (1982) And Has Since Enjoyed A Long And Prosperous Presence In Its Present Location.

Financial Summary
With Respect To Fragrance, Skincare Products And Cosmetics, Pricing Adheres To Manufacturers’ Suggested Retail Price And Enjoys A 40%-50% Profit Margin. Accessories Enjoy A 60%-70% Profit Margin As Currently Priced. Negotiable Verbal Agreements In Place With Existing Vendors.

Other Comments
Facility Is Currently Underutilized With Approximately 90% Of The Operable Facilities In Use. Currently, Only (1) Esthetician Room Is Being Used On A Part-Time Basis. Fully Utilizing Skincare Service Facility Is An Area That Represents A Significant Potential Area Of Growth. In Addition, Increased Website Placement And Marketing As Well As Promoting The Consultation And Customization Services Also Present The New Owner With Additional Potential Areas Of Growth. Deal Structure: Price: $800,000, Adjusted Net: $286,327. For details go to: http://www.bizben.com/listings/104541.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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