Today's SBA Business Loans Tip: Computing Adjusted Net Income For SBA Loan Financing Is Different Than Your Basic Cash Flow - Computing adjusted net income for
SBA loan financing purposes is very different that what a business broker or owner would utilize to sell a small to mid-sized business. Most business brokers and owners are very aggressive on "add-backs" to compute adjusted net income to justify a higher price on the business being sold. However, SBA lenders typically utilize the basic add-backs since they are more conservative that business brokers and small business owners. In doing so the price of the business is also adjusted in th eyes of many SBA lenders.
Today's Pre-Qualified Listings For SBA Business Loans
1. Rosemead, Los Angeles County, California based
college with real estate for sale - Location! location! Location! Heart of the city 50 year old business plus real estate owner retiring business can be sold seprately for 300,000 or best offer! Huge parking lot can be build for shoping center make an offer! Deal Structure: Price: $4,000,000, Adjusted Net: $200,000. For details go to: http://www.bizben.com/listings/92744.php
2. Southern Missouri based
restaurant opportunity for sale - Well-established restaurant business - includes real estate! Established, family-owned restaurant with additional profit centers in place with potential for more. With a great high-traffic location on prime real estate in a rapidly developing area, this business has consistent increases in sales and cash flow over the past three years. Seller is ready to retire and has priced this business to sell. Deal Structure: Price: $1,200,000, Adjusted Net: $114,240. For details go to: http://www.usabizmart.com/businesses/115141.php
* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.Technorati Tags:
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