Your Access To Free Credit Reports
Know your options with credit agencies. Be ready to deal with help from BizBuyFinancing!
Before you even apply for business purchase loans, let BizBuyFinancing help! We can prequalify you for everything from SBA to more conventional commercial loans. We even know how to help “hard to help” buyers who deserve to get the money to purchase the business they’ve always wanted.
Take a look at the valuable information below on establishing your credit. Then give BizBuyFinancing a call! We’ll get started prequalifying you for business purchase financing perfect for you!
When was the last time you checked your credit? Did you know that each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — must provide you with a free copy of your credit report, at your request, once every 12 months? That’s your right as part of The Fair Credit Reporting Act (FCRA) requires. The FCRA promotes the accuracy and privacy of your credit information. The FRCA is enforced the Federal Trade Commission (FTC), the nation’s consumer protection agency.
Your credit report includes information on where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. This information is sold to creditors, insurers, employers, and other businesses that use it to evaluate your credit applications insurance, employment verification or trustworthiness when buying a business.
The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address for ordering your free annual report. You may order your reports from all three companies at the same time, or you can order your report from each of the companies singularly. The law allows you to order one free copy of your report from each company.
To order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
The request form can be printed at ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They provide free annual credit reports only through annualcreditreport.com.
