SBA Loan Tip: Business Valuations On Small Businesses

Today's SBA Loan Tip: Business valuations on small businesses are valued differently by SBA lenders - Since lenders tend to be a bit more conservative - business valuations on small businesses tend to be less than what a business broker or small business owner may compute the value at any point in time. Since lenders usually take lower multiple of earnings and less add-backs in determining the adjusted net income this equates to lower business valuations in business for sale deals. That is why it is important to go to the right SBA lender on any deal to get the best valuation and financing on a deal.

Today's Featured SBA Loan Pre-Qualified Business Opportunity Listings:

1. La Habra, Orange County, California based distributor business for sale - All help run company located in La Habra Heights, California. Description: this all help run company located in la habra heights, california is a highly sucessful, full service operation specializing in sales of paper rolls for point of sale equipment, fuel management systems, and credit card systems, including sale of dot matrix ribbons for the aforementioned equipment. The company also sells toners for copiers, laser printers, ink jet printers and custom and in stock labels for bar coding, shipping, packaging and other miscellaneous uses. This company has been pre-approved for SBA 10 year purchase loan. The sale of the company shall be a c- corporation stock transfer sale. Included in the purchase price cash on hand 40,000 accounts receivables 115,000 and 100,000 in inventory with no payables. Deal structure: Price: $1,369,000, Adjusted Net: call/email. For details go to: http://www.bizben.com/listings/91209.php

2. Los Angeles County, California based liquor store with real estate for sale - corner location. Same owner 20 yrs. Retiring. Open 8am-11pm. Finally retiring after 20 yrs. Deal Structure: Price: $2.2M, Adjusted Net: $420,000. For details go to: http://www.bizben.com/listings/91213.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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