SBA Loans & Commercial Loan Financing For Business
Purchases Priced Between $400,000 And $5,000,000


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1/6/07

Business Loans Tip: Computing Adjusted Net Income



business financing
Today's Business Loans Tip: Computing adjusted net income for SBA loan financing is different than your basic cash flow - Computing adjusted net income for SBA loan financing purposes is very different that what a business broker or owner would utilize to sell a small to mid-sized business. Most business brokers and owners are very aggressive on "add-backs" to compute adjusted net income to justify a higher price on the business being sold. However, SBA lenders typically utilize the basic add-backs since they are more conservative that business brokers and small business owners. In doing so the price of the business is also adjusted in th eyes of many SBA lenders.

Today's Featured Business Loans For Business Listing Purchases:

1. Fallon, Churchill County, Nevada based fast food franchise for sale - a drive thru fast food franchise with upside potential. Excellent turnkey franchise opportunity. Located in a dynamic growing community in northern nevada. Upside potential with the right management and marketing is enormous. This is a must see for the serious operator, whether this is your first franchise or you're adding to your company. Seller has priced her business reasonably for sale in a reasonable time frame. Owner may carry note. May sell business and lease with option to buy. Flexible and will consider buyer's terms. Deal structure: Price: $1,290,000, Adjusted Net: call/email. For details go to: http://www.usabizmart.com/businesses/112538.php

2. Santa Ana, Orange County, California based swiss machine shop business for sale - Manufacturer of machine parts for aerospace, medical, electronic, defense and other commerical industries. Seller owns the building and will consider offers to purchase the building. With purchase of business or will carry 5 years within lease back program. Seller is highly motivated. Price includes inventory not a/r. Deal structure: Price: $1,600,000, Adjusted Net: $250,000. For details go to: http://www.bizben.com/listings/88566.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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Posted at 10:30 am in SBA Loans

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