Todays Loan Financing Tip: Cash & Savings Is Typically Utilized For A Down Payment Injection On A SBA Loan -
Cash & Savings - An obvious source for a complete or partial down payment on SBA loan financing. You do not want to utilize your entire pile of cash since lenders will be accessing your "personal liquidity". Lenders do not want you to utilize all your cash on a down payment in case the new business you purchase has a few bad months financially. They want to make sure you have the funds personally to pay your families monthly bills etc.
Todays Featured SBA Pre-Qualified Small Business Listings For Sale:
1. Las Vegas, Clark County, Nevada based
HVAC company for sale - This well established HVAC company is approaching to be one of the largest in the region. This highly profitable business has shown consistent growth & profit every year. This company has long term service contracts in place with local & national clients. The company forecasts additional revenue growth for 2008. Several of their national clients have requested that the company open additional offices to service their stores in other states. The company currently operates in Nevada and Utah. Owners and key employees are willing to stay on with a new owner. This business is well suited for a merger / acquisition, holding company, private equity group or qualified investor looking for a great return on investment.
Facilities:
Leased location is 2500 sq-ft with a total rent of $3,100. Seller is active in the business with 38 f/t employees and 2 p/t employees. Fixtures and equipment $400,000. Inventory $25,000. Deal Structure: Price: $5,500,000, Adjusted Net: $1,700,000. For details go to: http://www.usabizmart.com/businesses/121860.php
2. Houston, Harris County, Texas based
c-store w/gas & real estate opportunity for sale - Convenience store with gas (one mpd with canopy and 6 nozzles) and real estate in north Houston. 20,000 sf of land, 4,250sf building, 3 units, excluding the grocery store can be changed to different concepts. Owner would like to sell the whole package or can purchase only the convenience store. Business has 2 separate camera systems - 1 inside the store and the other in the office. No competition in the immediate area. Seller motivated and will provide partial financing to qualified buyer. Please refer to cbb listing #6794hp. Deal Structure: Price: 500,000, Adjusted Net: 136,404, Down Payment: 300,000. For details go to: http://www.usabizmart.com/businesses/121839.php
* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.Technorati Tags:
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