SBA Loans & Commercial Loan Financing For Business
Purchases Priced Between $400,000 And $5,000,000


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8/5/07

Business Loan Tip: Do Not Buy An Over Priced Business



sba financing
Todays Business Loan Tip: Over Priced Deals Bring Complications To SBA Loan Financing For Buying A Business - Most owner/sellers tend to overprice their business - it pays to have a 3rd party do a valuation before it goes on the market or perhaps before you buy the business. This Valuation/Report can then be presented to both potential business buyers and to lenders for financing if need be to get the deal approved and financed. SBA loan financing deals must have a realistic value or lenders typically turn them down or only finance the "realistic value potion of the business".

Todays Business Loan Pre-Qualified Business For Sale Listings:

1.  San Diego County, California based consumables wholesale business for sale - 20 year old niche wholesale distributor available for sale! This company sells disposable products to businesses throughout San Diego County. No big customer concentration issues, very large volumes, and very few employees make this an attractive business. Details about this business are only available to individuals who submit a confidentiality agreement and disclose their financial resources. Marketing - The companys revenues are driven by salespeople who primarily contact customers via the telephone. Virtually no advertising, no web site, and no promotional materials make this an attractive acquisition for a marketing oriented purchaser. Therefore, the buyer must be financially capable of handling working capital requirements in addition to the purchase price. Deal Structure: Price: $1,350,000, Adjusted Net: $403,014. For details go to: http://www.bizben.com/listings/86934.php

2.  Broward County, Florida based site development service company for sale - Site development contracting business. Since 2000, this company has been serving public, private, and non-profit sectors by meeting its clients’ infrastructural and site development needs. The company provides expert services including site preparation (grading, clearing and grubbing, excavation, boring and blasting), underground utilities (underground water and sewer utilities and site storm drainage), comprehensive construction services for high performance utilities and flood control (including: interceptor sewers, collector sewers, pump stations, force mains, lift stations and sewer aerial crossings), site finishing (including: paving, curb and gutter, erosion control and site clean-up) and hauling a variety of site development and road building materials for construction customers, including gravel, aggregate, sand, fill dirt, cement, and demolition and construction debris. Deal Structure: Price: $1,175,000, Adjusted Net: $450,000. For details go to: http://www.usabizmart.com/businesses/119085.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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Posted at 9:05 pm in SBA Loans

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