Today's SBA Express Tip: Cash & Savings Is Typically Utilized For A Down Payment Injection On A SBA Loan - Cash & Savings - An obvious source for a complete or partial down payment on
SBA loan financing. You do not want to utilize your entire pile of cash since lenders will be accessing your "personal liquidity". Lenders do not want you to utilize all your cash on a down payment in case the new business you purchase has a few bad months financially. They want to make sure you have the funds personally to pay your families monthly bills etc.
Today's Featured SBA Pre-Qualified Small Businesses For Sale:
1. Los Angeles, Los Angeles County, California based RC helicopters business for sale - This internet company has a unique position in the market place for the only source of remote control (RC) helicopters, products, modifications & much more. They manufacture certain products of interest any time they sense a need for a particular upgrade or after market products which are available else where. They carry a full range of nitro, electric and micro helis. They take pride in their service, competitive prices and amazing selection of RC helicopters. They carry 11,000 products which are managed by a state of the art proprietary software system that tracks, catalogs and organizes each product for the 5,000 daily visitors to their website. They represent over 100 U.S. vendors and over 20 Chinese vendors, producing wood roter blades of all kinds with a factory in China. In recent years most of the market has caught up and the majority of industry development is now overseas by factories who sell to everyone. Over 50% of sales come from the us the other 50% is originated from worldwide sales. Deal Structure: Price: $1,480,000, Adjusted Net: $462,162. For details go to: http://www.bizben.com/listings/92004.php
2. Rockland County, New York based auto repair shop company for sale - This is a strategically located 7,000 sq. ft. garage with a sub-tenant that pays all of the monthly rent. The gross and net of this fine looking business are set to increase dramatically with a full time on-site manager/owner, who is likely to do very nicely, thank you. Business can do well on a Monday-Friday schedule! Deal Structure: Price: $249,000, Adjusted Net: $80,000. For details go to: http://www.usabizmart.com/businesses/110852.php
* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.
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