All SBA Lenders Are Different With SBA Loan Criteria & They Change Underwriting Formulas Frequently

All SBA Lenders Are Different With SBA Loan Criteria & They Change Underwriting Formulas Frequently

All SBA loan financing lenders are different, and many times their requirements change frequently throughout the year. Business buyers, business brokers, agents automatically assume that all lenders are the same when it comes to SBA loan underwriting criteria. Some SBA loan lenders have different criteria in different parts of the country depending on loan portfolio performance.

Today's Featured SBA Pre-Qualified Business For Sale Opportunities:

1.  Glendale Area, Los Angeles County, California based Italian Restaurant For Sale - Elegant Dining And Fine Cuisine- An Authentic Italian Restaurant And Bar.. This Restaurant Has Been Providing Excellent Service In An Elegant Atmosphere- In Fact; It Has Received The Prestigious “Four Diamond Award” Six Years In A Row, Zagat Rated. Restaurant Has A Full Bar With A Wide Variety Of Wine And Beer. Plus They Provide Catering Service. From Formal Weddings To Casual Family Reunions All Types And Sizes Either On Location Or At The Restaurant. This Business Is Located In A Highly Desirable Location. Business Continues To Increase And Continues To Provide A Very Nice Profit To The Owners. Deal Structure: Price: 625,000, Adjusted Net: 258,000.

2.  San Leandro, Alameda County, California based Smog Test Only Shop Opportunity For Sale - Perfect Financial Papers. Presently Run Completely Absentee.. One Of The Very Few Businesses Where The P&l Statements, The Pos System, And The Tax Returns Match!  100% Verifiable Numbers.  Two Partners Own The Business: One Lives In Los Angeles And The Other Commutes From LA To SF\.  One Manager And 2 Pt Employees Run The Place.  The Volume Can Also Be Easily Verified Through The Ca State's Computer System. The Owners Are Willing To Carry A Note For A Short Period Of Time At 8.5% With A Strong Offer.  Getting A Loan From The Bank Should Be Easy.  If You Can't Put A Sizeable Downpayment, Please Do Not Call.  The Seller Wishes That I Meet With You In Our Office Before Disclosing The Location.  Please Call For An Appointment. Deal Structure: Price: 495,000, Adjusted Net: 243,775.

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.