SBA Loan Guidelines Tip: Loan Prepayment Penalties

Today's SBA Loan Guidelines Tip: Find Out If There Is A Prepayment Penalty - Some banks charge a 2% to 5% prepament penalty if you repay your loan early. Repaying early reduces your costs. Make sure the contract allows you to repay your loan early without penalty.

Today's Featured SBA Loan Business Listings:

1.  San Antonio, Bexar County, Texas based landcaping service opportunity for sale - Very profitable landscape & lawn maintenance company in San Antonio. This landscaping & lawn maintenance company has experienced tremendous growth and has positioned itself for high-end commercial and homeowner's association work without competitive bidding resulting in a great profit margin. The key is quality work done in a timely manner. This is a great opportunity to capture the high-end commercial market in San Antonio. Deal Structure: Price: $2,200,000, Adjusted Net: $578,182. For details go to: http://www.usabizmart.com/businesses/111682.php

2.  Twin Cities, Minnesota based pizza shop with real estate for sale - Pizza Man restaurant for sale with real estate. This is a great business for a buyer looking for growing sales and profits along with the equity that comes with owning your own real estate. The seller also does 15% - 20% of his business in broaster chicken and has a variety of other menu items suitable for the entire family. The business is located just over the border in western wisconsin and would be a great buy for anyone considering getting into their own business. Along with great equipment the store has a state-of-the art point-of-sale computer system and high-speed credit card processing machine. The seller is willing to finance a qualified buyer on both the real estate and business along with offering all the training a new buyer needs to succeed. Deal Structure: Price: $415,000, Adjusted Net: $89,575. For details go to: http://www.usabizmart.com/businesses/111267.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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