Todays Financing Tip: Over Priced Deals Bring Complications To SBA Loan Financing For Buying A Business - Most owner/sellers tend to overprice their business - it pays to have a 3rd party do a valuation before it goes on the market or perhaps before you buy the business. This Valuation/Report can then be presented to both potential business buyers and to lenders for financing if need be to get the deal approved and financed. SBA loan financing deals must have a realistic value or lenders typically turn them down or only finance the "realistic value potion of the business".

Todays Featured Businesses Pre-Qualified By Business Lenders For SBA Loan:

1. Sacramento based health club opportunity for sale - Here is an opportunity to become part of the growing health & fitness industry. This health & racquet club has it all! Tennis courts, racquetball courts, certified personal trainers, fit for life programs, over 45 group exercise classes per week (including group cycling, yoga, Tai Chi, body sculpting & toning, Karate, circuit training and water aerobics to name a few) indoor and outdoor swimming pools, childcare facilities, message therapy, dry heat saunas, social events and parties for it’s members, health & fitness seminars, pilates reformers, snack bar, summer day camps, lockers rooms, cardio equipment, as well as the weight and exercise equipment areas. This club is in a community that has a built-in customer base and very little competition. The seller has been running this club absentee and has a general manager on site to oversee the facilities and programs. This is a very exciting opportunity, and won’t last long. Deal Structure: Price: $982,126, Adjusted Net: $284,065. For details go to: http://www.bizben.com/listings/101187.php

2. Houston, Harris County, Texas based commercial printing business for sale - Commercial printing company. Provides printing services for local city government under a 5 year contract with 2 years remaining and expected to be renewed for an additional 5 years. Provides commercial printing for hotels, both locally and nationally. Also provides thermographic and digital printing. Currently doing mainly set-up work and then subcontracting the actual printing tasks. Low overhead with maximum profits. Seller owns real estate with 12,250 sf building. Company uses approximately 6,250sf and remaining 6,000 sf is rented to two tenants on month-to-month lease. Seller financing available for qualified buyer. Pls. refer to cbb listing #6790kb. Deal Structure: Price: $1,300,000, Adjusted Net: $545,385. For details go to:  http://www.usabizmart.com/businesses/122162.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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Todays Business Loans Tip: How Long Is The Loan - The time to repay a business loan (or term) varies between 10 to 25 years. This will vary depending on if it is a SBA loan or a conventional loan. It also dependents on if there is real estate included in the business purchase.

Todays Featured SBA Loan Pre-Qualified Businesses For Sale:

1. Houston, Harris County, Texas based civil engineering company for sale - Company has been providing professional civil engineering/surveying services for 26 years, including topographical and land title surveys and civil engineering design. Clients are both private and public. Private projects include property development, subdivisions, apartment complexes, office/warehouse complexes. Public projects include roads, drainage, sewage facilities, utilities and traffic control. Company has excellent reputation for quality and performance. Company owns large library of land title surveys which lead to repeat business. Long term, established clientele. Experienced staff includes two licensed professional engineers. Owner holds P.E. & R.P.L.S. licenses. Note that 2007 discretionary eanings include payment for a large project where work was perfomed in previous years. SBA financing. Please refer to cbb listing #6786fs. Deal Structure: Price: $600,000, Adjusted Net: $921,428. For details go to: http://www.usabizmart.com/businesses/121363.php

2.  Vero Beach, Indian River County, Florida based casino style arcade business for sale - Lucrative money making arcade in Vero Beach. Established in 2003, this business has a proven track record and reputation. The business occupies 2,640 sf and the base rent is only $12 psf. The business consists of 65 machines (owned) and includes all FF&E. Immaculate records. Owner is willing to train. Owner relocating. Owner financing is available. Deal Structure: Price: $500,000, Adjusted Net: $300,000. For details go to: http://www.usabizmart.com/businesses/121369.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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Todays SBA Funding Tip: Start Early And Be Prepared To Get A SBA Loan - Each loan is unique with its own nuances and complexities. Once a loan is approved, it can take 30-60 days to fund. BizBuyFinancing is experienced in getting SBA loans. But you can dramatically speed-up the process. Pre-qualify so you know what you can expect to borrow. Then prepare and supply all of the necessary documentation up front.

Todays Featured Pre-Qualified Small Businesses For Sale Ready For SBA Loan Process:

1. Maricopa County, Arizona based dry clenaing plant business for sale - Great location in basha’s supermarket strip mall. A current average net income much more than $10,000/month with lots of potential for more. Still business is growing very fast. Furthermore, there are many new upgrades including washer, dryer, and press. Low monthly rent and long term lease. Deal Structure: Price: $400,000, Adjusted Net: $120,000. For details go to: http://www.usabizmart.com/businesses/122205.php

2. Sacramento based lighting store company for sale - This is a turn-key operation that is easy to learn. This business sells all types of lighting fixtures and fans. They outsource all of the installation to an electrical contractor. They have a client base of over 8,000 customers that include both residential and commercial. They do bids on commercial projects and will design/build for new homes. They do a lot of work for contractors and interior designers. Due to health reasons the owner has priced the business for a quick sale. This business is prices at around 1 times cash flow plus inventory. Deal Structure: Price: $350,000, Adjusted Net: $122,127. For details go to: http://www.bizben.com/listings/104801.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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Todays Franchise Loan Tip: Women And Minorities And SBA Loans - Women and minorities are talked about a lot when it comes to SBA loans. Some people infer that means they get special treatment. Or they assume special funds are set aside for these groups. In reality the SBA focuses on letting women and minorities know about the availability of SBA loans. That's becaues the special requirements offered through the SBA can mean the difference between buying or not buying that small business for women and minorities.

Todays Opportunities Pre-Qualified For A Loan To Buy A Business:

1. Inland empier area based commercial sign manufacturing opportunity for sale - This very profitable full-service commercial sign company with an excellent reputation and outstanding clientele does it all revenues are up by 13% in 2007 over 2006 and net is up by 44% - due primarily to higher gross margins. They provide design, manufacturing, and installation of virtually every type of signage including: electric, neon, led, monument, 3d building identification, yard signs, and vehicle graphics and own all the vehicles and high-tech equipment needed to do the work. The company also does a brisk silk-screen and banner business. Approximately 75% of revenues are from repeat and referral business. The company does some sub-contract work for other, less capable, sign companies.

Margins and net percentages are up and the books and records are clean with minimal add-backs. This is an ideal business for an experienced manager with good customer service and sales/marketing skills. The operations partner is willing to continue with the business. The business has been pre-qualified for sba financing.

General Information:

Year Established: 1993

Employees: 6 full time with monthly payroll of 16,750.

Facility: 4,800 square feet at a total lease cost of 3,015/month.

Price Includes: Furniture, equipment and tenant improvements at a cost of 332,100. inventory of approximately 8,000 not included.

Support/Training: Seller will provide training.
Reason For Selling: Retirement

Deal Structure: Price: $795,000, Adjusted Net: $323,500. For details go to: http://www.bizben.com/listings/108381.php

2. Houston, Harris County, Texas based commercial printing business for sale - Commercial printing company. Provides printing services for local city government under a 5 year contract with 2 years remaining and expected to be renewed for an additional 5 years. Provides commercial printing for hotels, both locally and nationally. Also provides thermographic and digital printing. Currently doing mainly set-up work and then subcontracting the actual printing tasks. Low overhead with maximum profits. Seller owns real estate with 12,250 sf building. Company uses approximately 6,250sf and remaining 6,000 sf is rented to two tenants on month-to-month lease. Seller financing available for qualified buyer. Pls. refer to cbb listing #6790kb. Deal Structure: Price: $1,300,000, Adjusted Net: $545,385. For details go to:  http://www.usabizmart.com/businesses/122162.php

* Note: These businesses have been business pre-qualified only - buyers of these businesses will also have to be pre-qualified - before SBA loan business purchase financing may be obtained. Approximately 32 different factors (buyer/seller info) are evaluated in the SBA loan process for business purchase loan financing.

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