Recent Deals Funded:
Mailbox Store Franchise - $95K - Gap...
Coin Laundry - $360K - SBA Loan + 40...
Juice / Smoothie Franchise - $70K - ...
Distributor With Real Estate - $1.6M...
eCommerce Site - $425K - Refinanced ...
Wholesaler - $822K - Partner Buyout,...
Neighborhood Market - $90K - Gap Fin...
Auto Repair Shop - $274K - 401k Conv...
Providing Business Purchase Financing Since 1990      •      888-983-1632




Financing Solutions For:

Business Purchases

Business Purchases With Real Estate

Business Purchases With Working Capital

Business Purchases, Real Estate, & Working Capital

Professional Practice Purchases

Franchise Resale Purchases

Note Refinancings/Payoffs On Seller Notes

New Franchise Purchase Financing
Established Since 1990

Closings In 7 To 45 Days

Quick Approvals

Step By Step Assistance

Advisory Services

Loan Brokerage & Placement

Professional Prequalifications

Over 25 Years Experience

Intensive Client Support

Nationwide Service & Support

Established Network Of Financial Institutions
We'll Assist You With:

Buyer Prequals & Financings

Seller Prequals

Broker Deal Prequals

Manager Buyouts

Employee Buyouts

Partner Buyouts

Note Payoffs/Refinancings

Loan Sizes Available: $20K - $7MM

Down Payments

Gap/Bridge Financing


LATEST NEWS & NOTES

11/5/2014:  Is it possible to get financing if you have a lower credit score? Yes it is if you can back up the "loan package" with collaterial from a home or real estate investment. Most financial institutions like to see a credit score above a 680, but we work with several lenders and financial institutions who work with us who care more about the collaterial a borrower has and the performance of the business they are looking to acquire.

11/5/2014:  Gap/bridge financing (ideal for those who are getting turned down for more conventional types of business purchase financing) is ideal for borrowers who have a down payment on a business purchase but need $20 to $125K of financing more to secure the deal. If the loan is non SBA financing then the financing may have upfront points (up to 15 in some instances) but an interest rate of approximately 6 to 11% (most of the time with no prepay penalty for early payoff). A good strategy on these types of loans is to refinance them down the road with more conventional financing with a lower interest rate and a longer time period on the note.

11/4/2014:  Just talked to a client looking to initiate a business purchase and about structuring a deal with an owner carry. This client wanted to know if it's a good idea to have the owner carry a note - do lenders/financial institutions like this type of structure they asked. Well yes they typically do - however the note has to make sense. In otherwords the interest payment in addition to the primary financing must not exceed the cash flow coming in from the business income and "stretch" the borrower. Also many of these notes will need to have "standby" period on them where the owner may not get paid for a year or two. This all depends on the lender that is selected and other financial criteria that is negotiated with the deal.

11/2/2014:  Getting professionally prequalified in advance of getting into "deal mode" is best. Just had a lender refer us a new client - this buyer lost a deal last week because they went into contract on a manufacturing company with real estate and the loan they applied for was taking too long (wrong bank selected - underwriters are known to be very slow) and the business broker pulled the deal from them in favor of a back up offer/and buyer who was prequalified and ready with the right type of business purchase financing and structured deal.   

RECENT ARTICLES & BLOGS

June 30, 2015
Warning: Loan To Buy A Small Business Might Not Come Through If Workers Aren’t Employees
The application for a loan to buy a business might get rejected if the lender does not approve of the way the workers in that business are compensated. Buyers need to be cautioned about this potential problem if an interesting business opportunity uses workers listed as independent contractors.

June 28, 2015
How To Get Financing To Buy A Business With Weak Credit
A would be entrepreneur with an imperfect credit history can get financing to buy a business. The strategy is to show considerable strength in other areas important to a creditor and select the right financial institution.

June 27, 2015
How To Select Good Finance Brokers - Four Tips
An entrepreneur looking for funds to purchase a company will be smart to interview business finance brokers and & select the individual who can best help get the right type of financing, terms, & conditions needed to acquire a good established business, opportunity or franchise (new or resale).

June 19, 2015
Business Purchase Financing From BizBuyFinancing
Work with a specialty loan broker. We have relationships with lending decision makers that most people do not. BizBuyFinancing has helped thousands of aspiring business owners just like you secure business purchase financing. Learn more about how we can help you secure business acquisition financing.

June 18, 2015
SBA's Lesser-known Business Acquisition Loan Rules
As knowledgeable business acquisition loan specialists can tell you, anyone seeking funding help from an SBA-backed lender may be surprised to learn about some of the agency’s SOPs (Standard Operating Procedures). The borrower should be informed about the "fine print" so he knows what to expect when signing the loan papers.





"When I originally envisioned selling my interest in the company to the other stockholder, I was very concerned in carrying a large note back, since he..."
- M. Petersen, Seller

"Great job! My deal/loan was being botched by another lender I had selected who didn't really care and was going to fall through because of their unpro..."
- Dr. P. Darvas, Buyer

"I appreciate your prompt response time on being able to contact bank credit managers direct and obtain loan terms so quickly. I know the alternative r..."
- K. Schmidt, Buyer

"Yesterday we successfully completed the sale of our business, a hardware store, to buyers from Dublin Ohio. We would like to take this opportunity to ..."
- G. Duffy, Seller

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