Recent Deals Funded:
Mailbox Store Franchise - $95K - Gap...
Coin Laundry - $360K - SBA Loan + 40...
Juice / Smoothie Franchise - $70K - ...
Distributor With Real Estate - $1.6M...
eCommerce Site - $425K - Refinanced ...
Wholesaler - $822K - Partner Buyout,...
Neighborhood Market - $90K - Gap Fin...
Auto Repair Shop - $274K - 401k Conv...
Providing Business Purchase Financing Since 1990      •      888-983-1632




Financing Solutions For:

Business Purchases

Business Purchases With Real Estate

Business Purchases With Working Capital

Business Purchases, Real Estate, & Working Capital

Professional Practice Purchases

Franchise Resale Purchases

Note Refinancings/Payoffs On Seller Notes

New Franchise Purchase Financing
Established Since 1990

Closings In 7 To 45 Days

Quick Approvals

Step By Step Assistance

Advisory Services

Loan Brokerage & Placement

Professional Prequalifications

Over 25 Years Experience

Intensive Client Support

Nationwide Service & Support

Established Network Of Financial Institutions
We'll Assist You With:

Buyer Prequals & Financings

Seller Prequals

Broker Deal Prequals

Manager Buyouts

Employee Buyouts

Partner Buyouts

Note Payoffs/Refinancings

Loan Sizes Available: $20K - $7MM

Down Payments

Gap/Bridge Financing


LATEST NEWS & NOTES

11/5/2014:  Is it possible to get financing if you have a lower credit score? Yes it is if you can back up the "loan package" with collaterial from a home or real estate investment. Most financial institutions like to see a credit score above a 680, but we work with several lenders and financial institutions who work with us who care more about the collaterial a borrower has and the performance of the business they are looking to acquire.

11/5/2014:  Gap/bridge financing (ideal for those who are getting turned down for more conventional types of business purchase financing) is ideal for borrowers who have a down payment on a business purchase but need $20 to $125K of financing more to secure the deal. If the loan is non SBA financing then the financing may have upfront points (up to 15 in some instances) but an interest rate of approximately 6 to 11% (most of the time with no prepay penalty for early payoff). A good strategy on these types of loans is to refinance them down the road with more conventional financing with a lower interest rate and a longer time period on the note.

11/4/2014:  Just talked to a client looking to initiate a business purchase and about structuring a deal with an owner carry. This client wanted to know if it's a good idea to have the owner carry a note - do lenders/financial institutions like this type of structure they asked. Well yes they typically do - however the note has to make sense. In otherwords the interest payment in addition to the primary financing must not exceed the cash flow coming in from the business income and "stretch" the borrower. Also many of these notes will need to have "standby" period on them where the owner may not get paid for a year or two. This all depends on the lender that is selected and other financial criteria that is negotiated with the deal.

11/2/2014:  Getting professionally prequalified in advance of getting into "deal mode" is best. Just had a lender refer us a new client - this buyer lost a deal last week because they went into contract on a manufacturing company with real estate and the loan they applied for was taking too long (wrong bank selected - underwriters are known to be very slow) and the business broker pulled the deal from them in favor of a back up offer/and buyer who was prequalified and ready with the right type of business purchase financing and structured deal.   

RECENT ARTICLES & BLOGS

February 27, 2015
Pre-Qualification Needed To Finance A Business Purchase
When planning to get a bank loan to finance a business or franchise purchase, business buyers sometimes think "instant pre-qualification" for funding is all they need. Then they discover it has no value; that they should have become pre-qualified by submitting all information required.

February 26, 2015
Business Purchase Financing From BizBuyFinancing
Work with a specialty loan broker. We have relationships with lending decision makers that most people do not. BizBuyFinancing has helped thousands of aspiring business owners just like you secure business purchase financing. Learn more about how we can help you secure business acquisition financing.

February 25, 2015
How To Use A Business Acquisition Finance Professional
Entrepreneurs seeking to purchase existing companies can benefit by working with a business acquisition finance specialist when it comes time to get the money for the deal. There are at least four important services to request from these professionals.

February 24, 2015
Four Key Steps To Buy A Business With SBA-Backed Financing
Following the major steps to buy a business with SBA-backed financing, prospective owners need to begin preparing even before a suitable purchase candidate has been identified. Here are four of the key steps to be taken early in the project.

February 23, 2015
Seller Financing Small Business Transactions Becoming Common Practice
Business buyers typically look for seller financing small business opportunities, rather than deals requiring all cash. The owner willing to help fund the purchase (through a seller carry note) of his company provides the buyer and other lenders some reassurance that the deal is sound.





"When I originally envisioned selling my interest in the company to the other stockholder, I was very concerned in carrying a large note back, since he..."
- M. Petersen, Seller

"I wanted to write a quick note and let you know how much I appreciate all your help in finding a lender for my business purchase. Your were attentive ..."
- D. Denczek, Buyer

"Great job! My deal/loan was being botched by another lender I had selected who didn't really care and was going to fall through because of their unpro..."
- Dr. P. Darvas, Buyer

"We just closed on our new business. Thanks for all your help and guidance throughout the loan process. Our first attempt at getting financing through ..."
- M. Monahan, Buyer

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