Recent Deals Funded:
Mailbox Store Franchise - $95K - Gap...
Coin Laundry - $360K - SBA Loan + 40...
Juice / Smoothie Franchise - $70K - ...
Distributor With Real Estate - $1.6M...
eCommerce Site - $425K - Refinanced ...
Wholesaler - $822K - Partner Buyout,...
Neighborhood Market - $90K - Gap Fin...
Auto Repair Shop - $274K - 401k Conv...
Providing Business Purchase Financing Since 1990      •      888-983-1632




Financing Solutions For:

Business Purchases

Business Purchases With Real Estate

Business Purchases With Working Capital

Business Purchases, Real Estate, & Working Capital

Professional Practice Purchases

Franchise Resale Purchases

Note Refinancings/Payoffs On Seller Notes

New Franchise Purchase Financing
Established Since 1990

Closings In 7 To 45 Days

Quick Approvals

Step By Step Assistance

Advisory Services

Loan Brokerage & Placement

Professional Prequalifications

Over 25 Years Experience

Intensive Client Support

Nationwide Service & Support

Established Network Of Financial Institutions
We'll Assist You With:

Buyer Prequals & Financings

Seller Prequals

Broker Deal Prequals

Manager Buyouts

Employee Buyouts

Partner Buyouts

Note Payoffs/Refinancings

Loan Sizes Available: $20K - $7MM

Down Payments

Gap/Bridge Financing


LATEST NEWS & NOTES

8/19/2014:  Is it possible to get financing if you have a lower credit score? Yes it is if you can back up the "loan package" with collaterial from a home or real estate investment. Most financial institutions like to see a credit score above a 680, but we work with several lenders and financial institutions who work with us who care more about the collaterial a borrower has and the performance of the business they are looking to acquire.

8/17/2014:  Gap/bridge financing (ideal for those who are getting turned down for more conventional types of business purchase financing) is ideal for borrowers who have a down payment on a business purchase but need $20 to $125K of financing more to secure the deal. If the loan is non SBA financing then the financing may have upfront points (up to 15 in some instances) but an interest rate of approximately 6 to 11% (most of the time with no prepay penalty for early payoff). A good strategy on these types of loans is to refinance them down the road with more conventional financing with a lower interest rate and a longer time period on the note.

8/16/2014:  Just talked to a client looking to initiate a business purchase and about structuring a deal with an owner carry. This client wanted to know if it's a good idea to have the owner carry a note - do lenders/financial institutions like this type of structure they asked. Well yes they typically do - however the note has to make sense. In otherwords the interest payment in addition to the primary financing must not exceed the cash flow coming in from the business income and "stretch" the borrower. Also many of these notes will need to have "standby" period on them where the owner may not get paid for a year or two. This all depends on the lender that is selected and other financial criteria that is negotiated with the deal.

8/15/2014:  Getting professionally prequalified in advance of getting into "deal mode" is best. Just had a lender refer us a new client - this buyer lost a deal last week because they went into contract on a manufacturing company with real estate and the loan they applied for was taking too long (wrong bank selected - underwriters are known to be very slow) and the business broker pulled the deal from them in favor of a back up offer/and buyer who was prequalified and ready with the right type of business purchase financing and structured deal.   

RECENT ARTICLES & BLOGS

September 23, 2014
Pre-Qualification Needed To Finance A Business Purchase
When planning to get a bank loan to finance a business or franchise purchase, business buyers sometimes think "instant pre-qualification" for funding is all they need. Then they discover it has no value; that they should have become pre-qualified by submitting all information required.

September 22, 2014
How To Use A Business Acquisition Finance Professional
Entrepreneurs seeking to purchase existing companies can benefit by working with a business acquisition finance specialist when it comes time to get the money for the deal. There are at least four important services to request from these professionals.

September 21, 2014
How To Get Financing To Buy A Business With Weak Credit
A would be entrepreneur with an imperfect credit history can get financing to buy a business. The strategy is to show considerable strength in other areas important to a creditor and select the right financial institution.

September 18, 2014
Effective Plan Of Finance To Purchase A Business
A reliable strategy of finance to purchase a business involves tapping a number of money sources. This approach usually yields the most cash and it enables the business buyer to spread the risk.

September 17, 2014
Financing Business Purchase Opportunities
Three means (raising money with a home equity line of credit, SBA 7(a) and 504 loan programs, & seller financing) of financing business purchase opportunities have remained popular over the years. But the financial crisis of 2008 has impacted the frequency with which they are used.





"Peter found a niche lender that was willing to loan me the money I needed to buy the restaurant I wanted that my local bank was not able to help me du..."
- Greg Randall, Buyer

"I wanted to write a quick note and let you know how much I appreciate all your help in finding a lender for my business purchase. Your were attentive ..."
- D. Denczek, Buyer

"I wanted to take a moment to thank you for your assistance in locating SBA financing for my acquisition of the company I just purchased. You not only ..."
- W. Burton, Buyer

"When I originally envisioned selling my interest in the company to the other stockholder, I was very concerned in carrying a large note back, since he..."
- M. Petersen, Seller

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